When you buy insurance, you think that you will be covered in the event of the accident. This is especially true if you answer all the questions truthfully and continue to pay your premiums. However, sometimes insurance companies may see things differently and try to get out of paying the money that you are owed. If this happens to you, you should contact a knowledgeable Michigan personal injury to help you hold the insurance company accountable. In a case recently heard by the Michigan Court of Appeals, the court upheld a ruling that forced the insurance company to pay the damages that the injured plaintiff was entitled to.
The Insurance Policy
In 2006, the husband of the plaintiff purchased a no-fault insurance policy for their family cars. The plaintiff used one of the vehicles for one half-day a week to deliver mail. The insurance policy asked if any of the vehicles were used for business. The agent answered no, even though the plaintiff’s husband testified that he told the insurance agent about the plaintiff’s part-time delivery job. The policy automatically renewed. In 2012, the plaintiff got a new car and her husband got coverage for that car as well. He testified that he once again told the insurance agent that his wife used the car to deliver mail.