Personal Injury

September 13, 2022

Michigan Court Decides that Automobile Crash Victims Can No Longer Have Their Insurance Coverage Cut After an Accident

shutterstock_84041677-300x200 Recently, the Michigan Court of Appeals ruled that a previous amendment to Michigan’s insurance laws was unconstitutional, reversing the amendment in a way that is now favorable to individual policy holders across the state. The ruling comes as a victory for victims of car crashes that find themselves in need of money for medical care and that might normally face uphill battles in getting their insurance companies to compensate them for their care.

In 2019, a significant change to Michigan’s no-fault auto insurance law made it so that many insurance companies could take reimbursement away from injured Michiganders after their accidents occurred. Individuals that had previously paid for lifetime medical care in their insurance policies often saw their benefits slashed when they then became victims in a traffic collision and needed more intense medical care. As a result, these same victims often lost access to critical care when they needed it the most.

Late last month, however, a three-judge panel on the Michigan Court of Appeals decided that changing the terms of patients’ coverage after their accidents violated the Michigan constitution. Now, because of the ruling, insurance companies are unable to cut victims’ coverage after they are involved in any kind of car accident. If a Michigan driver, then, has enrolled in coverage that provides for full-time care and that driver then becomes the victim of an accident, their coverage will stay in place after the accident occurs.

July 26, 2022

Tragic Michigan Accident Highlights the General Dangers of Off-Road Vehicles

by Neumann Law Group

shutterstock_676181746-300x200 Every day, there is a wide range of different vehicles being driven by individuals, including what are known as off-road vehicles. Off-Road Vehicles, or ORVs, are motor-driven recreational vehicles that are capable of cross-country travel and that are meant to be used off-road or on dirt roads. ORVs are not meant to be driven on paved roads or highways. These vehicles are capable of traveling on land, snow, ice, marsh, and other landscapes. ORVs include all-terrain vehicles (ATVs), motorcycles, utility terrain vehicles (UTVs), and other similar vehicles. ORVs can have different sizes depending on the type of vehicle. For example, ATVs can weigh more than 600 pounds, in addition to being able to reach speeds of 65 mph or more.

In a recent news article, a 17-year-old Greenville resident passed away after an ORV accident in Otisco Township. According to the report, the 17-year-old driver and an 18-year-old passenger were riding in the ORV when the vehicle flipped over. The 17-year-old driver died in the crash, while the 18-year-old passenger was taken to a local hospital with minor injuries. Initial reports suggest that speed and recklessness were likely factors in the accident, and neither individual wore a helmet at the time of the accident.

In the state of Michigan, ORV license and trail permits are valid for one year, which begins April 1 and ends March 31 of the following year. The Michigan state government website includes information about permit requirements and trail etiquette, in addition to reminding people that operators under the age of 16 in Michigan are required to take an approved ORV education course.

March 12, 2021

Navigating Michigan’s New Car Insurance Laws

by Neumann Law Group

shutterstock_1329029651-300x200 Michigan recently underwent drastic changes to its automobile insurance laws. Despite general guides and notices about the change, many people are left confused about how the reform will impact their right to recovery after a Michigan car accident. For 50 years before the change, Michigan followed the no-fault auto insurance system. Lawmakers framed the no-fault insurance system to allow accident victims a straightforward and efficient way to file claims and recover damages. Further, the law was designed to address the growing number of personal injury lawsuits. Under this framework, Michigan motorists generally carry unlimited medical coverage to cover expenses if they experience injuries in a car accident.

Under the new system, insurance companies must provide motorists with more choices that may fit their specific needs more adequately. Before the change, Michigan drivers had to carry unlimited Personal Injury Protection (PIP) insurance coverage. PIP coverage is medical and rehabilitation insurance benefits that an accident victim can claim.

Now, the law allows Michigan motorists to keep unlimited PIP coverage or choose from six other options. The other options include the following:

March 2, 2021

Manufacturer of bladder drug Elmiron fails to warn of reactions signaling significant eye damage

by Neumann Law Group

Photograph of Close Look at Retina of the Eye Medications are meant to bring relief and peace of mind, but when your treatment begins to attack unrelated areas of your body, that peace of mind can be compromised. In June 2020, the Food and Drug Administration (‘FDA’) issued a Labeling Change related to the prescription drug Elmiron used for a bladder condition. This label change gave warning that Elmiron can cause issues with eyesight. Although there has been no recall, users were advised to get regular eye exams and stop using it if they notice problems with their vision.

Elmiron is used to treat pain and discomfort from interstitial cystitis (‘IC’), a painful (and common) bladder condition which is difficult to treat and often mistaken for urinary tract infections. Elmiron is believed to help with the pain from this condition by attaching to the bladder wall and creating a barrier to prevent more damage. Elmiron has been prescribed to treat this condition for decades and is the only drug approved by the FDA to do so.

After a troubling study at Emory University in 2018, researchers wrote a letter to the Journal of Urology stating they found that long term use of Elmiron can cause serious damage to the retina. This “pigmentary maculopathy” comes from injury to the outer layer of the retina. Physicians at Kaiser Permanente took this warning seriously and reviewed medical records of over four million of their patients and were able to actually study 91 of them who had been taking Elmiron over a long period of time. Around one-quarter of the patients examined were found to have significant damage to the retina which had previously—and unfortunately—been attributed to other diseases that affect the eyes.

December 21, 2020

When you are not okay: the danger of not getting treatment after a motor vehicle accident

by Neumann Law Group

Okay-Bone-240x300 Motor vehicle accidents (“MVAs”) are extremely dangerous. An average mid-sized sedan weighs about one-and-a-half tons. Even when moving at relatively low rate of speed, the force of a one-ton collision is enormous. A head on collision is far worse. If a vehicle going 47 mph strikes another vehicle traveling 64 mph, the collision is of a similar magnitude to a vehicle traveling at 111 mph ramming into a concrete barrier. Modern safety features have dramatically reduced the risk of injury in a MVA, but there is little technological innovation can do to offset the impact of a high-speed head-on collision.

Some MVAs cause immediately life-threatening injuries. First responders take the injured directly to a hospital for critical care. However, other incidents may not cause injuries that require the same type of immediate life-saving intervention. The injured party will be offered the option to travel to a hospital in an ambulance, but instead of accepting emergency transport, the individual injured will decline for a number of reasons. He or she might feel embarrassed or ashamed of being in an accident; the cost of the ambulance service will cause financial hardship; the idea of taking an ambulance when not in a life-threatening situation may feel selfish; pride may play into the decision-making process; or the injured person may just not feel like they’ve suffered a severe enough injury to justify that level of attention.

While some of those who decline emergency transport may go directly to the emergency room by other means, many decide to wait and see their primary care physician. Others will not seek medical attention at all, or simply decide that the injury is not severe enough for pay for the office visit, waiting to see if the injury heals on its own. While financial concerns are valid—our system’s fundamental flaw is that seeking medical treatment can end in bankruptcy—it is always wise to see a doctor after an MVA.

April 24, 2020

Leveraging tort law to advance public safety during the corona virus pandemic

by Neumann Law Group

Leveraging-300x200 Tort law principles will ensure businesses and institutions place safety over efficiency and profits while the country begins to restart economic activity. America’s complex relationship with personal injury lawsuits stokes a collective cognitive dissonance, where our most treasured values are locked in conflict. We hold justice, accountability, and sympathy as individual and cultural ideals. When a community member is injured, whether physically, emotionally, or financially, societal norms dictate communal action, surrounding the suffering individual with comfort and support. On the other side of the same coin, society expects individuals responsible for another’s injury acknowledge their fault and expend proportionate resources to repair the damage done. Personal injury lawsuits advance these ideals, forcing compliance with our cultural values under the authority of the state.

At the same time, self-determination and self-reliance are both elemental components of our nation’s social fabric. For better or worse, we often credit an individual’s circumstances as a function of his or her integrity and fortitude. In the immortal words of Joseph P. Kennedy, “When the going gets tough, the tough get going.” Since the 1970s, insurance companies and corporate interests have waged a war on personal injury law through a process labeled as “tort reform.” Although this article is not intended to dive into that complex subject, tort reform met with some success coloring personal injury lawsuits as the vehicle of the sneaky and weak to obtain untold sums of undeserved money.

In the tort reform era, the role personal injury lawsuits play in advancing public interests is sometimes overlooked. From reigning in overzealous pharmaceutical companies from prematurely introducing new, untested drugs, to holding manufacturers to account for profiting from dangerous consumer goods, tort law has saved Americans from countless injuries and deaths. It is critical for our safety that business interests operate under the threat of litigation to reign in risky commercial gambits.

March 25, 2020

The safety of stent assisted coiling to treat brain aneurysm is in question

by Neumann Law Group

Dark-Hospital-300x191 In the 1990s, the use of a neurovascular stent for a procedure call “stent-assisted coiling” was considered a breakthrough treatment for treating brain aneurysms. The medical device offered a non-surgical method to address weak spots in blood vessels in the brain. An aneurysm occurs when a weak point in a vessel allows blood to bulge out the vessel wall. If the aneurysm bursts, it can cause traumatic consequences, particularly when the aneurysm is located in the brain.

A non-stent assisted coiling treatment for an aneurysm involved running a stint from a patient’s leg up into the location of the aneurysm in the brain. The catheter would then inject a string of soft platinum into the aneurysm, which coils upon itself within the “bubble” of the aneurysm. After the platinum was fully deployed, the blood in the aneurysm clots along the coil and eventually fills the either aneurysm, such that is no longer poses the threat of rupture.

The procedure described above worked well, unless the aneurism had a “wide neck.” Where a normal aneurysm looks like a bubble stuck on the side of the vessel, a wide neck aneurysm looks more like a semi-circle. Instead of having a small weak spot in the vessel bulge out into a bubble, the wide neck variety involves a larger weak spot that expands the vessel in a distorted manner. Introducing the platinum coil into the aneurysm is not feasible, as the coil is too exposed to the blood flow and will not remain in place.

February 27, 2020

PJ the Wrong Way Part I: Product Liability and Hot Coffee. “It’s outrageous, egregious, preposterous.”

by Neumann Law Group

“Yeah, that’s going to be a problem. That’s going to be a problem for them.”

In so few words, Jackie Chiles, legendary consumer rights warrior, issued a battle cry, distilling public safety litigation into its most primal essence. Dangerous products impose a cost upon the consumer. Product liability lawsuits reallocate the cost w Chiles-Top-of-Blog here it belongs: the manufacturer. A dangerous product is a problem, but this time, it will be a problem for them.

This article is the first installment in a series that explores the evolution of personal jurisdiction as it relates to product liability litigation, concluding with a discussion of two personal jurisdiction cases pending before the Supreme Court. In those consolidated cases, Ford Motor Company is asking the Court to severely limit the number of courts that can hear a case against a company that serves a regional or national market.

January 13, 2020

Anatomy of a Gun Trafficking Operation

by Neumann Law Group

Lots-of-Guns-300x200 I have posted several blogs regarding the legal considerations surrounding firearms. The first post related to the Protection of Lawful Commerce in Arms Act, 15 U.S.C. § 7901 (2005), et seq., (“PLCAA”), which prohibits lawsuits against gun manufacturers and dealers, except under very limited circumstances. I also wrote about the surviving families of the Sandy Hook massacre’s lawsuit against Remington Arms Co., under PLCAA, based upon violation of a state consumer protection law. More recently, I wrote about the City of Kansas City’s lawsuit against a gun manufacturer, Jiménez Arms, and several gun dealers arising out of a gun trafficking ring. This blog explores that trafficking ring, how it worked, and what damage it caused before it collapsed with the arrest of the main perpetrator, James Samuels, on October 4, 2018.

Samuels, a captain with the Kansas City fire department illegally traded in arms from 2013 to 2018. Domestic gun traffickers usually sell to two types of clients. First, they sell firearms to “prohibited persons,” which are individuals restricted from owning or possession a firearm. Under federal law, anyone convicted of a felony is permanently banned from owning or possessing a gun. This leads to the second reason gun traffickers exist. The guns they sell will not be traceable to the purchaser, as the transaction is not recorded. Much of the time, the gun has been reported stolen, so it has no owner. A felon that wants to have a firearm can buy that gun from a trafficker, and when if it is used in the commission of crime, it can be disposed of without concern of being identified through its registration.

On November 22, 2013, Samuels placed a call to Jiménez Arms, a gun manufacturer with the reputation for building very cheap pistols, ideal for disposal after committing a crime. He told the company contact that he was a firefighter but worked part-time at Conceal & Carry (C&C), a gun dealer in Kansas City. The manufacturer received confirmation from C&C that Samuels in-fact worked for the dealer. As a consequence, it gave Samuels permission to purchase guns.

January 13, 2020

Further erosion of the ban of lawsuits against gun manufacturers.

by Neumann Law Group

gun-and-bullets-1316098-296x300
As I explored in a previous blog, the Protection of Protection of Lawful Commerce in Arms Act, 15 U.S.C. § 7901 (2005), et seq., (“PLCAA”) has shielded gun manufacturers from suit since its enactment in 2005. The law bars any civil liability action against a firearms dealer or manufacturer, except for certain limited exceptions. My previous blog revolved around the parents of the victims killed in the Sandy Hook massacre, who survived summary judgment on a motion conceived under PLCAA filed by the defendant, Remington Arms Company. Now, the city of Kansas City is bringing a claim against a manufacturer and several firearms dealers, which may further chip away at the Act’s once impenetrable protection.

PLCAA’s protection is broad. 1515 U.S.C. § 7902 provides that “[a] qualified civil liability action may not be brought in any Federal or State court” against a firearms manufacturer or dealer. The definition of a qualified civil liability action is explored in § 7902, which defines the term broadly, encompassing ostensibly all civil claims against licensed gun dealers and manufacturers. However, § 7903(A) identifies certain claims that will not be considered a qualified action.

Contractual disputes or claims for breach of warranty are not qualified actions. § 7903(5)(A)(iv). Neither are claims related to defective design or manufacture of a firearm. § 7903(5)(A)(v). Claims arising out of negligent entrustment, where a manufacturer or a dealer puts a firearm into the hands of someone likely to injure themselves or others, are permitted. § 7903(5)(A)(ii; § 7903(5)(B). Similarly, if a manufacturer or dealer knowingly provides a gun to a person intending to commit a crime of violence or engage in drug trafficking, immunity from suit is not available. § 7903(5)(A)(i).